Friday, May 26, 2017

Exceptional Amenities Define Luxe Living at Botanika

The taste and needs of today's affluent residential buyers are continually evolving. While a prestigious address remains to be a priority, their definition of luxury has gone beyond the collection of amenities, into how these lifestyle features will give them a richer experience. This is the promise of Botanika Nature Residences, the first luxury condominium in Alabang, that is thoughtfully designed to give its discerning residents above par-facilities that complement their lifestyle. 

Located at the exclusive area of Filinvest City, Botanika is truly the new coveted address for the privileged few, where many of life's necessities and luxuries are well within reach. There is the members-only The Palms Country Club for sports, dining and entertainment: Asian Hospital and Medical Center for world-class healthcare services, and top-notch academic institutions like De La Salle Zobel and San Beda College Alabang.

With its turnover set in the fourth quarter of this year, Botanika exudes a distinct south Manila village charm. This low-density development, with generous living spaces and large balconies, ensures the comfort, privacy and security of its residents. Its sun-roofed atrium provides natural light and scenic elevators give a dramatic view of the Flow Garden - a picturesque landscape of water and lush greeneries.

Botanika, registered under the Philippine Green Building Council's BERDE certification program, lets its residents enjoy a well-lived life--an extraordinary melding of luxury and functionality. Boasting of amenities are designed to enliven the body and restore the spirit, Botanika features a uniquely tiered infinity swimming pool that offers a serene respite backdropped by verdant spaces for a fresh, calming scenery. A sun deck is made available for those who enjoy the sun while a canopied veranda by the pool makes it perfect for family and friends to get together over intimate al fresco gatherings. Unique sculptured tree houses are not only best enjoyed by the young, but are also a perfect venue to bond with their parents, along with an indoor and outdoor play area, and a game room for indoor recreation for families. Botanika also mixes work with play, by incorporating a functional business center or library that can cater to those who prefer to work without leaving the comfort of their homes.

Botanika also puts the value of health and wellness front and center, with facilities where residents can unwind and rejuvenate. And for those who are members of the Palms Country Club, they will be given easy private access to its facilities from its tennis, basketball, and squash courts, eight-lane bowling alley, garden spa, sauna and steam rooms.

Truly, Botanika keeps to its promise of fulfilling the deepest aspirations of luxury residential buyers - lushness, exacting details, and superior quality in the primest location. And with Botanika Nature Residences still on its pre-selling period with turnover of units set in the fourth quarter of this year, buyers can experience the art of fine living at the best price.

Thursday, May 25, 2017

Home Credit & Credit Information Corporation: 6 Master tips to be a Master Borrower

Who doesn't have a loan? Most of us have loans and it's not bad to say that we do have one. Some use credit cards for emergency, paying bills, personal purchases and more other reasons. Loans as we all know have many purposes like starting a business, for education and emergency as well. There are so many loan types with different purposes. According to data from Bangko Sentral ng Pilipinas, about 50% of adult Filipinos have an outstanding debt, while another 33% had borrowed money from the past. I'm sure that a lot of us can relate when it comes to the matter about debts.

Among these borrowers, there is an increasing number that has taken loans from lending or financing companies. For one obvious reason we see about the popularity growth of "non-traditional" consumer finance companies is the fewer requirements than banks ask for, and the approval process is much quicker.

There are individuals who still feel overwhelmed by the thought of applying for and repaying a consumer loan. After all, a loan, no matter how small, is a big responsibility. There are some who go straight into borrowing, without knowing if they are 100% capable of being a good borrower.

If you go with any of these camps, here are handy tips from consumer finance company Home Credit and its government partner, Credit Information Corporation (CIC). Master these tips, and you'll be a master borrower in no time!

1. Have a good credit record.
Before you even enter a store or the bank to apply for your next loan, ask yourself if you've been a good borrower in the past. Have you ever missed any due dates, or worse, defaulted on a loan? All of these may reflect in your credit history, which financial institutions take a look at before granting loans. If your credit history is good, then chances of approval are high. If not... you might just want to skip that loan application altogether.

2. First timers have a chance, too. 
But what if  you don't have a credit record, period -- that is, you've never had a loan before? It can be a vicious cycle -- some people don't get approved for loans because they have no credit records, but how can they get a record if they've never gotten a loan in the first place?

But there's good new: Home Credit, for one, can provide loans even to first-time borrowers, thanks to their sophisticated system for screening applications. The CIC, on the other hand, can get credit data even from telcos, and cable companies, then it just might be the ticket to getting your loan approved!

3. Know your rights, and read the fine print. 
Before you sign your loan contract, find out if there are any special conditions, or better yet, benefits that come with your loan. For instance, Home Credit offers the option to avail of insurance along with the loan; a 15 day "cooling-off" period that allows customers to pay back the full loan at no added cost within this time period; and a loan "safety guarantee" that promises full transparency on loan products with no hidden charges. 

4. On Time? Good. Ahead of time? Even better! 
Once your loan is approved and signed, remember your dues--that is, know exactly what you owe total, what you owe each month, and for how long. And of course, remember your due dates! "On time, all the time" is a good rule of thumb, but consider paying your monthly dues a few days in advance. That way, you're protecting yourself from unforeseen hiccups--e.g. technical issues, bank clearing days--that can lead to delays in posting payments, which of course leads to penalties (and a blemish on your credit record). 

Want an even better tip? Enroll your loan into bank auto-debit, if possible. That way, you don't need reminding every time your due date approaches. Just remember to keep your bank account funded!

5. If you run into trouble, just let your lender know. 
Even the most responsible borrowers can encounter financial difficulties that can impact their ability to repay. Sudden illness, unemployment, and unforeseen expenses are just some of the things that can derail our loan payments. If ever this happens to you, the last thing you want to do is to hide from your lender, or ignore their calls to remind you of your (over) due dates.

Your best course of action? Reach out to them, and be transparent about your difficulties. More often than not, they are willing to help--or at the very least, listen. In Home Credit's case, they even have a special unit in the company which reviews cases of customers experiencing extrordinary financial difficulties, and try to find solutions for loan repayment.

6. Turn that good credit record into a GREAT credit record. 
At this point, you may have realized already how big of a role your credit history plays in getting a loan--and how big of a role your handling of your loan plays in further shaping your credit record. Regardless of how small your loan is, missed or late payments can spell bad news for your credit history. On the other hand, if you are prompt and diligent with your payments, that small loan can do wonders for your credit history--and pave the way for more opportunities in the financial system. 

Home Credit Philippines is a consumer finance provider that promotes the principles of financial inclusion and safe safe lending, providing world-class financing services to qualified customers, seeking to buy appliances and mobile devices (computer, tablets, laptops and mobile phones) through monthly installments without a credit card. Home Credit Philippines operates in Metro Manila and in 27 Philippine provinces, with a blueprint to expand its business to other Philippines developed cities. 

For more details, visit
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Sunday, May 21, 2017

Manila, Philippines, - Bruce Fife, C.N., N.D – the Author of over 20 booksincluding the best selling "THE COCONUT OIL MIRACLE", "COCONUTCURES" and "STOP ALZHEIMER'S NOW". Publisher and editor of theHealthy Ways Newsletter and Director of the Coconut Research Center,Certi&ed nutritionist will be the keynote speaker of the upcoming “TheMedical Science of Coconut Oil Forum” along with other nationally recognizedspeakers. The Forum which will be hosted at the Ateneo Professional SchoolsAuditorium on Monday, May 22, 2017. This event is the &rst forum on theMedical Science of Coconut Oil, attracting 200 attendees who come togetherfor the opportunity to gather information from various Medical Health andWellness individuals. With this, Dr. Bruce Fife will be having a book signing at the InternationalFood Exhibition at the World Trade Center Tent on May 21, 2017 at boothnumbers 32 and 33. Dr Bruce Fife and other speakers will share their &rst hand medical experiences andexpertise on Coconut Oil. This forum will further elaborate scienti&cally the Medicaland Nutritional uses of Coconut Oil on mankind. Increased utilization will contributein the improvement of the lives of coconut farmers thru increased income fromvalue-added products. Dr Bruce Fife will be joined by the following panelists: Dr. Vermen Verallo-Rowell - Adjunct Research Professor at UP-NIh Institute of Herbal Medicineand Head, Skin Study Group, Dr. Gertrude P. Chan - President, Clinical Trialmanagement and Testing Associates, inc, and Honorary Consultant atDepartment of Dermatology, Research institute for Tropical Medicine, Dr.Jacinto Mantaring - Professor of Clinical Epidemiology at UP College ofMedicine Overall chair, Up Ethics Board, Dr. Cecilia Jimeno - Professor andChair of Pharmacology and Toxicology UP College of Medicine, Dr Fabian M. Dayrit - Full Professor, Chemistry Department at Ateneo De Manila University,Acting president at National Academy of Science and Technology Philippines.
This is forum is co-organized by the Ateneo school of Medicine and PublicHealth, Organic Coconut Association of the Philippines (OCAP), TropicanaFood Products Inc., Team Asia Corporation and the Philippine Council forHealth and Research Development.

Thursday, May 11, 2017

The Gift of Healthy 'Crowning Glory' Fit for the Queen this Mother's Day

CLICHE it may be, but there's indeed a woman behind the person we are today. And that's no less than her - our mother. We used to call her nanay, inay, 'nay, mama, mommy or simply mom. Needless to say, she deserves more than that given the pivotal role she fulfills in rearing us from childhood to adulthood and possibly for the rest of our lives.

There may be opposing beliefs whether that great maternal instinct is biologically predetermined or socially imposed, but everyone would agree that a mother is hardwired to love and care about the whole family, especially the children, all the time. For better or worse, it's always the welfare of everyone at home on top of her priority. No wonder, she's an epitome of a doting human being that touches everybody's life. So, it's but right to honor and return all the favors she has done for us. And what a better way to do this than this Mother's Day. 

Still drooling over the ways on how to spend this time of the year again with her? Well, you may opt for the basics of gift-giving from simple trinkets to expensive items. But take note, your appreciation of her is not equated by the tag price of your present.It's the thought that counts, as an adage says.

You may consider a set of hankies that will bring back the memory of her wiping out her tears of happiness upon knowing that she's conceiving a li'l creature inside her womb. That's you, of course. A loose yet comfy clothes shall make her remember that sort of a duster or preggy dress she wore in the laborious yet exciting "nine months" of gestation.

Why not a pillow that she could hug as tight as she embraced you after giving birth, or maybe a brassiere for protection of the very bosom she fed you with during infancy? A bed will bring to her mind your tot years when you started to crawl and roll over it freely.

Shoes are a girl's best friend, too, like your mom. Either sky-high heels or flattering flats, there's a pair to match every bit of her fantasy. For as long as it brings comfort to her feet, it's more than enough to reciprocate the ease you had when you took your first walk with her guidance back then. If it isn't her thing, though, a flip-flop will cause her to think that she also disciplined you through the proverbial "rule of slipper" hit on your buttocks while you were growing up. 

Much to her delight, a bling ring will be worthy of your dear investment to show your deep appreciation of her just like when she never failed to recognize you with a pat on the back for simple good deeds or a job well done in your lifetime. 

Stuck for an idea yet? Here's a simple but meaningful token of gratitude that for sure will make a big difference and, eventually, pull off a surprise for the celebrant herself: The NOVUHAIR 3-in-1 pack which includes the topical scalp lotion, herbal shampoo and conditioner. Yes, you read it right.

Still not convinced enough, why don't you spray a liberal amount of NOVUHAIR topical scalp lotion onto your mom's scalp and massage it for five to ten minutes. You may not even know that with such a plain gesture of yours, it can melt her heart as it reminds her of the past when she used to do the same thing while you were still young, either as a trick to put you easily on a slumber or merely a relief every time you got sick. Those caressing hands of yours, likewise, imbibe your act of giving back the "natural care from mothers" like her.

Whatever impression it may have on her, what's tangible she could gain is that you're giving her the nature's gift of health. NOVUHAIR Topical Scalp Lotion is so unique that it combines 19 natural herbs, essential oils and co-factor nutrients - all working synergistically to help address hair problems from growth to vanishing. This breakthrough product helps to rejuvenate, nourish and maintain the moist of her tress from root to tip, aids in stimulating the growth of her hair and helps prevent it from excessive falling, while improving the overall appearance.

More than anything else, NOVUHAIR 3-in-1 pack may be one of the most precious gifts that your mom could ever receive in her entire life. Well, she's the most important woman in your life after all. Hence, she deserves to be treated like a queen with that vibrant, bouncy and shiny "crowning glory."

NOVUHAIR 3-in-1 pack is beyond compare. So, don't think twice to wrap it as your present for her this Mother's Day and, if ever, for life. Head on to any Mercury Drug and other leading drugstores to get a dose of nature's answer to hair loss. For inquiries, call 413-6570 or 0922-8830575, and visit for more details. Follow us on Twitter @NovuhairNatural and Instagram @NovuhairOfficial for promo announcements and exciting updates.

Tuesday, May 9, 2017

A Week of Mother's Day Celebration

Makati City, Philippines - The love shared between a mother and child is celebrated each year, a bond that no storm could ever break. The love that will never disappear despite all the hardships moms go through.

Last May 7, Century City Mall celebrated Mother's Day activities, a special day of mother-child bonding and workshops by The Parent Emporium that made this one of the most unforgettable days of motherhood. There was also a serenade by the teachers of Expression Music with "Popular Mother Songs" and the ever-favorite Frozen song to all the kid audience sung by Ms. Rachelle Verns.

My favorite part of the day is the blindfold game wherein the children were blindfolded and each child had to identify their moms by feeling their face, hair, and hands as they stood beside other fellow moms! The actitivity was done in collaboration with the James McKay Foundation Inc. and the Philippine National School for the Blind, who sent their students and their mothers to join the activities. It shows that no matter how hard the obstacle that we experience, a mother's love is unbreakable.

Good friends who are the organizers of the Century City Mall Mother's Day Event, beauty queen Mafae Belasco and entrepreneur Cherry Genato have gathered their fellow wonderful mom friends to this special event.

Bianca Mercado
  • COO, Manila Times
  • A mother of Charmaine Danielle Mercado
  • Holds a Bachelor of Science degree in Commerce from San Beda and graduated as magna cum laude.
  • Has a Management Accountant certificate from the Institute of Certified Management Accountants in Australia
  • A Certified Public Accountant (CPA) and has been a member of the Philippine Institute of Certified Public Accountants since 1986.
Jane Kingsu-Cheng
  • Columnist, Manila Bulletin
  • Marketing & Image Consultant
  • Editor-in-Chief, Working Mom Magazine
  • A mother of 7 years old son Jared Cheng
Roices Naguit
  • A mother to her daughter Kenisha Frances
  • Experienced Political Correspondent with a demonstrated history of working in the broadcast media industry.
  • News Anchor, TV5 Manila (February 11 - Present) National Capital Region, Philippines
  • Senior Correspondent TV5 Network Inc. (April 2003 - Present)
Maricel Cua
  • A loving mother to Adrienne Lia Cua
  • One of the partners of Parenting Emporium
  • Philippine distributor for the Medela brands of breastfeeding pump
Beng Feliciano
  • A loving mother of the twins Summer & Carly Feliciano and Nico Feliciano
  • Co-founder of Parenting Emporium
November Carey or "Ember"
  • Wife of Harvey Carey and a loving mother of Trey and Harlem Carey
  • Writer
  • Interior Designer
  • Mom-preneur
Aliza Apostol-Goco
  • "Chinky" to her close friends, she is married to the famous Chef Robby Goco of Cyma, Green Pasture and Yumi.
  • A loving mother of Luccia Goco
Alexis Urbiztondo
  • A loving wife to Joshua and a mother to Celeste and Cadence
  • Dance Instructor at Hula Hands
Lara Quigaman-Alcaraz
  • A loving wife of Marco Alcaraz and a mother to her son Noah
  • Order of Lakandula Awardee
  • Filipino actress and multi-product endorser
  • Former beauty queen who won 2005 Miss International 2005 beauty pageant held in Tokyo, Japan
  • Fourth Filipino to have won the crown, prior to winning Miss International, she also joined Binibining Pilipinas twice, first in 2001 and last in 2005. She ultimately earned the title of Binibining Pilipinas International.
Karen Agustin-Ostrea
  • A mother of three, loving wife, image consultant, author and beauty queen 
  • Represented the Philippines in the 2002 Miss Universe pageant
  • Works as an image consultant
  • Co-Author of "The Secret of  Beauty Queens"

Special thanks to:

Supermom Teresa Loyzaga Beats the Odds to Live Deeper

Teresa Loyzaga, as I've known her since my pubescent years, is one of the best actresses. For decades, she's been portraying many roles both in reel and real life, where she portrayed to great effect quite a multiple characters.

With all the characters that she played, however, it is her role as daughter to her father basketball legend Carlos Loyzaga and mom Victoria, sister to her siblings Chito, Joey, Princess and Bing, and  of course mother to sons Joseph and Diego, that she considers priceless and closest to her heart. After all, she says, family means everything.

And while many might think that her life in showbiz is one of sheer glamour and prestige, Teresa also endured her fair share of challenges, not the least of which is being a single mother to two kids whom she single handedly raised in the face of trials. 

"The hardest part for me was not being able to be with them physically as much as I wanted to because I had to work," she confides. "Time management and a great deal of patience and selflessness always came in handy, as well as the love and support of Nanay Conchita who is always there for me. She is my yaya and I consider her as my second mom."

But Teresa is nothing if not persistent, and not to mention resilient, especially in the face of hardships. In 2000, she took a big risk to pursue her dream. Taking her children along, she joined her parents in Australia to start anew. It not only meant getting out of her comfort zone, but it also required her, at the onset, to take on odd jobs just to support her family. "Yes I took odd jobs. But I had a dream. It doesn't come easy and definitely not for free, but they do come true," she shares with pride.

And no one could be prouder of all the sacrifices that Teresa had to bear than her sons Joseph and Diego who are most grateful, more so now that it is Mother's Month. Both brothers agree that what they have become, they owe much to their mom. 

"You'd definitely say she's very strong willed but most of all I'd say motherly," says Joseph, who is  working towards opening a vegan restaurant. "She managed to teach us to think for ourselves, to always do right, not because of merit and reward, but because it is the right thing"

"She's a superhero!" beams Diego, who has also caught the acting bug. "She would split herself into many versions and work multiple jobs. Inabot nya mga pangarap nya - makalipad, magtrabaho, at bugyan nya ng magandang buhay sa ibang bansa ang mga anak nya."

What better gift to give their superemom this Mother's Day, as a symbol of their heartfelt appreciation, than a TechnoMarine timepiece?

Teresa has surely come a long way since then and is truly embodying TechnoMarine's "Live Deeper" spirit to the fullest. In 2003, she was able to land her dream job in Australia - proof that if you work hard enough, you can achieve your aspirations and live a fulfilling life.

"Living deeper to me need not only mean activities, action, success... it also means acceptance of limitations and maximizing its potential. It means doing your best in the most humble and unnoticeable way-being quiet yet being bold," she explains.

And truly, these days, Teresa is the picture of fulfillment and contentment. Having put the past behind her, she is glad too that the world of show business - her other family as she puts it - is always there to  welcome her back.

And as a parting shot, Teresa shares, "To fellow single moms, chin up! You are no less than other moms as there is no task that you cannot achieve. Enrich yourselves through this journey and grow with each day of struggle. Most importantly, keep your feet on the ground but keep reaching for the stars."

Photo shows Teresa Loyzaga wearing a TechnoMarine watch from Cruise line collection. For more information, you may visit TechnoMarine boutiques at SM Mall of Asia, SM Megamall, SM North Edsa, SM City Cebu, SM Lanang Premier, TriNoma, Greenbelt 3, Robinson's Galleria, Robinson's Magnolia, Shangri-la Plaza, and all MyDiamond boutiques nationwide, like like them on Facebook: and follow them on Instagram @technomarineph

Thursday, May 4, 2017

Wonderful Moms at Century City Mall

Makati City, Philippines - Each year, we celebrate Mother's Day to commemorate our dear moms in our own loving ways. The simple delight that we, mom and child, share together during this day is priceless. Through our lives we go through happiness, trials, laughters and tears, and yet we stick together because that is what family is all about. On this special day, we recognize our mothers for being our superheroes and our true bestfriends.

Despite all the adversities, our mom's love never fades. A mother will always protect and guide us in everything, she will always be by our side, and that's how STRONG their LOVE is for their child.

On May 7, Century City Mall is inviting you to immerse yourself in motherhood with our Mother's day, at the 5th floor Events Center. It's going to be an unforgettable day full of fun games, activities and seminars!

One of the exciting activities is the blindfold game! The children will be blindfolded, then he/she will be asked to idenrify their moms by touching and feeling their face, hair and hands as they stand in a line beside fellow mothers! This is in collaboration with James MacKay Foundation Inc. and the Philippine National School for the Blind, who will also be sending students and their mothers to join the activities.  And again, this serves as a reminder to us that despite obstacles, a mother's love is unbreakable! 

It's good to know that there are places like Parenting Emporium for dedicating so much in making the roles of a mom much easier, because as we all know, motherhood is no easy feat. It's a one-stop shop for mothers of all kind, specializing in newborn care, breastfeeding hacks, and all the necessities a mother needs to keep her child happy and healthy.  Want to know more exciting news? They are also giving a talk of their own!

More good news! From May 7 to  14, Century City Mall will be having a Mom's Fair qt the Ground floor near Mary Grace featuring Bloombox, Flowers by Rosabella, and Mother's Day Photo Booth.

Sse you lovely moms and families at the Mother's Day activites!

Century City
Kalayaan Ave.,
Makati City

For more details, visit Century City Mall's Facebook or inquire at their Concierge at (02) 705 6200.

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